Debit and ATM Cards
Services that fit your lifestyle.
Debit Card Features
Digital Wallet
Make secure payments right from your device using Digital Wallet. Link your Bank of Bourbonnais debit card to your digital wallet such as Apple Pay® or Samsung Pay®.
Money Management Tools
Monitor and track your debit card purchases through our Online Banking or Mobile Banking App .
Fraud Protection
Enjoy peace of mind with Zero Fraud Liability protection. Zero Fraud Liability protects you from unauthorized use of your debit card, so you won't be liable for fraudulent charges.
Fraud Alert
Our fraud department is monitoring your account activity 24/7, 365 days a year and will notify you immediately if we suspect a transaction may be fraudulent.
To Report a Lost or Stolen ATM/Debit Card
During Normal Business Hours Call: Customer Service 1-815-933-0570
After Normal Business Hours Call: 1-800-236-2442
New Debit Card
If you need a new debit card, stop in at our branch and a Personal Banker will be able to assist you.
Debit Card Activation
Once you receive your new debit card, sign the back of the card and call us at 1-815-933-0570 to activate the card. Once activated, you can immediately use your card anywhere Visa® is accepted.
Replacement Debit Card
If your debit card is lost or stolen, contact us immediately so we can close the card and issue a new one.
- Call us immediately at 1-815-933-0570, or after hours call 1-800-236-2442, so we can deactivate the card and review your current transactions for any unauthorized charges.
- Stop by our branch to complete an application for a new card.
- A new card will be mailed to you within 7-10 business days.
Fees may apply. Please see the Common Features for more information.
Understanding Daily Debit Card Limits
There is a daily maximum limit on the dollar amount and the number of transactions that you can make using your Bank of Bourbonnais Debit Card. Your card also has a maximum limit on the dollar amount of cash withdrawals each day that you can make at an ATM.
- Choose Debit and using your PIN number
$500 per day transaction limit up to 20 transactions per day
- Choose Credit and using your signature
$500 per day transaction limit up to 20 transactions per day
- ATM withdrawal limits
$500 per day up to 10 transactions per day
ATM Card Features
ATM Card
Our ATM Card is open for business whenever you need it. You can use it to complete a variety of transactions - without having to come directly to the bank. You can withdraw, deposit, or transfer funds any time of the day. With the Bank of Bourbonnais' ATM Card you can enjoy access to your checking or savings accounts, 24 hours a day at ATM's in your neighborhood and around the world.
Daily ATM Card Limits
There is a daily maximum limit on the dollar amount and number of cash withdrawals that you can make using your Bank of Bourbonnais ATM Card.
- ATM withdrawal limits
$500 per day up to 10 transactions per day
Important Legal Disclosures and Important Information
Zero Liability Fraud protection does not apply to ATM withdrawals or PIN transactions not processed by Visa. Notify Bank of Bourbonnais immediately of any unauthorized use. For specific restrictions, limitations and other details regarding unauthorized use, see your Consumer Electronic Funds Disclosure within the Account Agreement for any Checking account.