Mobile Deposits

 

Mobile Deposit from Bank of Bourbonnais

 

Mobile deposit from Bank of Bourbonnais gives you the power to deposit checks into your eligible accounts using your compatible device wherever and whenever you want.

 

Download our app

 

More to know about Mobile Deposit...

  • Mobile Deposit will accept checks, payable to the depositor, with a current date, drawn on a U.S. Bank. Money Orders, Cashier’s Checks, Traveler’s Checks or Tax Refund Checks are not acceptable for deposit and will be declined.
  • Checks MUST be endorsed with "For Bank of Bourbonnais Mobile Deposit Only" above the customer’s signature. Customers are encouraged to keep their original check in a secure location for 14 days following the completion of their deposit.
  • There is a 5:00pm CST cut-off time for Mobile Deposits. Deposits submitted on weekends, federal holidays, and after 5:00pm CST Monday-Friday are processed the following business day.
  • Mobile Maximum Check Limit: The maximum check limit per transaction accepted through Mobile Deposit is $25,000.00. This limit allows the customer to deposit an item up to $25,000.00, however, the item will not be processed until it is approved. This allows for emergency situations.
  • Mobile Xpress Deposit Payment Limit:  The maximum single item amount a user may deposit through Mobile XPress Deposit is $2,500.00.
  • Daily Limit: The maximum cumulative amount a depositor may deposit in a single day is $2,500.00. The cumulative total for all accounts will apply towards this limit.
  • Daily Limit Count: The maximum number of deposits a depositor can make in a single business day is 5.
  • Multi-day Limit: The maximum cumulative amount a depositor may deposit in a 25 day period is $5,000.00.
  • Multi-day Limit Count: The maximum number of deposits a depositor can make in a 25 day period is 10.

 

 

 

Man Mobile

 

How does Bank of Bourbonnais Mobile Deposit work?

You can make a mobile deposit using our mobile app and the camera on your compatible device:

Step 1

Step 1 Mobile Banking

Select the deposit icon from the menu

Step 2

Step 2 Mobile Deposit

Choose which eligible Bank of Bourbonnais account you want your check to be deposited into and enter the amount of the check. 

Select Continue.

Step 3

Step 3 Mobile Deposits

Sign the back of the check and write "For Bank of Bourbonnais Mobile deposit only" above your signature.

Take a photo of the front and back side of your check by holding your device over the check within the guidelines.

Select the green button.

Step 4

Step 4 Mobile Deposits

Select Continue, approve the deposit and your banking is done!

 Important Information
Bank of Bourbonnais does not charge a fee for Mobile Banking, however, third party message and data rates may apply.  These include fees your wireless carrier may charge you for data usage and text messaging services.  Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply.  Also, a supported mobile device is needed to use the Mobile Banking App.  Mobile Deposit is a feature of Bank of Bourbonnais Mobile Banking.  Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a Bank of Bourbonnais mobile banking app.  Eligible Bank of Bourbonnais account and Bank of Bourbonnais Online Banking is required.  Certain other restrictions apply.  See the mobile banking terms and conditions.
Transfers from a savings or money market account to another account or to third parties by preauthorized, automatic, telephone or computer transfer or by similar order to third parties are limited to six per monthly statement cycle.  See your account agreement for more information. Other limits may apply to your account. Excessive transactions may result in changing your Money Market or Savings account to a non-interest bearing checking account.
Must enroll/set up service and transaction limits apply.
Bank of Bourbonnais Alerts are free to customers. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply.
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Bank deposit products and services provided by Bank of Bourbonnais. Member FDIC